here is steve. >>> we have low cloud desk, there are other areas brandon and pacifica. man, it is thick here and there are some areas where fog is an issue and it is misty, fog sun, muggy, there is a lot of moisture in the area, we get a north wind that will scour that fog out, it will be an issue especially out in the valley and up above, there is no cloud deck to stop the sunshine. the pattern is changed and we are out of this rain which is a good thing. the hills are definitely saturated, clipping to the north, overall no biggy, everything is east of us and it looks like a cold pattern. the only change would be towards the weekend and the wind will pick up. by sunday into monday, it looks like a dry pattern, pam, dave? >>> all the european markets are up and investors are reacting to the bank of america announcement and interests will move at their current levels. australia hong kong, all of them finished with losses. the weaker yen continues to benefit the exporters there. >>> futures do indicate a lower opening this morning, maybe testing that 13,000 level but the